Questions are sure to arise in regards to the possible role insurance may play due to the widespread illness and financial losses of this pandemic. Just how will our policies respond or will they respond at all? What policies could be affected? I thought there were exclusions for these types of situations. Who decides? Are there other issues in addition to claims that need to be addressed? This is just a few of the questions we as an industry are asking ourselves. Remember even after the claims and the lawsuits are settled what will the post COVID industry look like? There are still more questions that will need answered. Will the policies look different? What are the new exposures that will now need to be addressed?

Farm policies are unique. Not a personal lines policy, but not quite a commercial lines policy either. Agribusiness auto exposures require coverage, endorsements and special symbols that you may not find anywhere else. Casey will guide participants through the ever changing landscape of farm auto so you can confidently address the needs of your clients.

Long a proverbial 'thorn in the side' of agents & brokers...this issue never goes away. We'll review past issues and see what one recent Supreme Court decision has to say about this topic. Hint: what you put on a Certificate may be held against you in a court of law.

Jeff Walker, Chubb Program Manager for Ag Irrigation will cover the beginnings and evolution of large scale agricultural irrigation equipment and the various types of systems that are widely used today. Participants will explore the insurance needs and expectations of today’s Farmer and discuss what the future of irrigation looks like.

Insurance fraud undermines the insurance industry as a whole and is detrimental to everyone. Everyone pays the cost of insurance fraud in extra amounts of insurance, goods, services and taxes. Insurance is affected by fraudulent claims in much the same way as any other business that is the target of criminals. Insurance fraud threatens the affordability of insurance and the concept of risk sharing upon which insurance is founded. In exchange for payment of a premium the insured transfers their risk of loss to a company. The company accumulates those payments to provide monies to pay for a loss. In order to do this the insurance company must be able to predict losses. So, when insureds think fraud is a “victimless crime” they need to think again.

In this course, our planning experts will introduce a basic succession plan structure and the various tools available when a plan is being developed. The session will also explore common legal strategies and documents necessary to execute as successful plan. Participants will also explore the best strategies to protect an estate from forced liquidation and techniques to protect key stakeholders.

Your insureds already know that they need insurance for their home and auto, but do they know that the fun stuff they know can increase their exposure? The truth is that their adventures may be putting their assets on the line. In this course Angie Heavener will highlight the potential exposures your clients’ toys present and how to cover them correctly.

When we start looking at our insured's liability exposures we normally want to view them through the lens of Risk Management. When your customers start working in those 'other areas', whatever they may be, they increase their risk of uncovered losses. We'll combine a Risk Management approach to their liability exposures and side businesses and see how we can best assist them in managing their loss exposures.

A variety of emerging exposures now require special attention that traditional policies do not adequately address. This course is designed to help insurance agents prevent E&O claims that result when a client discovers that his or her cyber exposures were not adequately addressed by insurance or other risk management measures. Completion of this course by the proper number of agency personnel can qualify Westport RPG policyholders for 10% premium discount. Contact Brenda Kaiser at IIAN for details—Brenda.kaiser@biginebraska.org, 402-476-2951